‘Ready for Life’: HDFC Life launches its latest research-based study
HDFC Life has released its latest research-based study, the ‘Ready for Life’ Index 2025, highlighting a significant gap between how financially prepared urban Indians believe they are and their actual level of readiness. According to the report, India’s actual Ready for Life Index stands at 59, while perceived readiness is much higher at 85, showing a 26-point gap. The study examines financial preparedness across four areas — financial planning, emergency preparedness, health and well-being, and retirement strategy.
The findings are relevant for cities like Shillong and the wider eastern region, where financial discipline is visible but long-term protection planning remains limited. The report notes that retirement planning is the weakest area, with nearly two out of three individuals ...










